One surprise bill could knock me over
Plan a small, regular amount to set aside for surprise costs and a clear rule for using it, then tie it to payday with an if-then plan.
What you’ll practise
Sketch a small buffer plan with made-up numbers: an amount, a day, a separate place and a rule for real emergencies. Not financial advice; no account details are needed.
2 lessons, about 12 minutes in total. 0 done.